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The following property type is not insurable via e-commerce:

  • uninhabited (immovable property where you don't live at least 9 months per year)
  • with business activity run in it
  • with no permit for use
  • rented

If you wish to insure such property type, please contact our representative.

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Property information

Apartment

Apartment – room or set of rooms in a multi-residential Dwelling, intended for residential purpose, which is separated with permanent walls from the remaining part of the Dwelling and marked on the Dwelling plan, including all installations, Fixtures and Fittings.
Private house

House – a Dwelling, intended for residential purpose, including all the integral parts thereof, which are permanently affixed thereto (including small – up to 20 m2 – common areas, terraces, or Utility building, the construction of which does not require official designs or permits).

Please insert the last year of major repairs or the Year of Construction when you repaired your property or it was built.
Mixed type

Mixed construction buildings are buildings where main load-bearing structure (load-bearing walls, columns binders, frames) are constructed of non-combustible materials (in particular: hollow brick, brick, stone, marble, concrete, reinforced concrete, steel) and the roofing is made of non-combustible materials (in particular: ceramic tiles, cement tiles, sheet metal, eternit). In mixed construction buildings, wooden constructions are acceptable only if one of the elements: the main load-bearing structure or the roofing is made of combustible materials.
Wood

Wooden buildings are those in which the basic construction material of the load-bearing structures and roofing is wood or wood-based materials (in particular: particle board).

Square meters

m2
m2

Additional objects

Garage - type of Utility Building - separate Dwelling which is not intended for living.

Utility Building – a separate Dwelling, which is not intended and for living (sauna, garage, basement, shed, workshop).

Structure – an object of small architecture or building structure which is not permanently connected to the ground, located on the Insured Place: barriers, walls, gates, fencing, sheds, access roads and pedestrian roads, stationary sprinkler systems, outdoor lightning, flag poles, statues, fountains, garden architectural structures, daily recreational and maintenance objects, permanently mounted playgrounds, dog kennels, wells, as well as greenhouses with fixed foundation, not exceeding 20 m2, which are not covered with polyethylene film and are permanently connected to the ground. As Structure We also understand lawns and garden greenery, and their Indemnity Limit for one and all Insured Events shall be 20% of the Sum Insured of Structure.

Garage

Mixed type
Wood

Square meters

m2
m2

Structure

Sum Insured or Sum Guaranteed – the amount of money specified in the insurance contract, which cannot be exceeded by the sum of the insurance indemnities and benefits paid. Sum Insured or Sum Guaranteed may be determined individually for each insured object, risk or their group. Sum Insured or Sum Guaranteed shall be reduced by the amount of indemnity and benefit paid.
zł

Utility Building

Mixed type
Wood

Square meters

m2
m2

Moveable property

Movable Property – used by You or Relative, movables which constitute Your or Relative’s property or are used by you on the basis of other legal grounds, which are located in the Apartment, House, Summer House or Utility Building or its fenced, closed area, provided that such property, according to its purpose, can be used and permanently kept outside.

Sum Insured or Sum Guaranteed – the amount of money specified in the insurance contract, which cannot be exceeded by the sum of the insurance indemnities and benefits paid. Sum Insured or Sum Guaranteed may be determined individually for each insured object, risk or their group. Sum Insured or Sum Guaranteed shall be reduced by the amount of indemnity and benefit paid.
zł

Private Liability

We cover for Your or a Relative’s liability for property damage or personal injury done to a Third Party during the insurance period in the territory of Poland.

Sum Insured or Sum Guaranteed – the amount of money specified in the insurance contract, which cannot be exceeded by the sum of the insurance indemnities and benefits paid. Sum Insured or Sum Guaranteed may be determined individually for each insured object, risk or their group. Sum Insured or Sum Guaranteed shall be reduced by the amount of indemnity and benefit paid.